Your Business, Our Financing

Tasmanian Perpetual Trustees provides first mortgage finance for rural, commercial and business purposes. Our experienced staff will tailor a structured lending package to provide you with the funds you require to make a major purchase, improve existing assets, or to expand your business operations.

Our local lending managers draw upon years of experience and unrivalled local knowledge and pride themselves on providing the highest quality of personal service.

At Tasmanian Perpetual Trustees we are able to make decisions locally, prepare documents and administer the loan locally - features which enable us to have a pragmatic and flexible approach to rural and commercial lending.

With Tasmanian Perpetual Trustees you can take advantage of a number of flexible options so that your loan best suits your needs.

You have the choice of…

• Interest only or capital repayment first mortgage loans
• Repayment options that suit your business cash flow
• Fixed, Variable or a combination of interest rates
• Redraw facilities

You will also benefit from…

• Local decision making and administration
• Competitive interest rates and fees structure
• Dealing directly with our lending managers
• Personal service that you can trust
• Access to full banking facilities through Tasmanian Banking Services, our joint venture with Bendigo and Adelaide Bank Limited.

Lending Guidelines

Residential and Commercial Properties.

You can borrow up to 65% of the security valuation of the property. All loans are subject to our usual lending conditions and criteria and charges may apply.

Rural Properties

Depending on the nature of the operation and its location, you can borrow up to 50% of the security valuation of the property. All loans are subject to our usual lending conditions and criteria and charges may apply.

Our Joint Venture, Your Business Banking Solution

In addition to meeting your core lending needs, Tasmanian Perpetual Trustees can assist you with a range of other financing and banking facilities through Tasmanian Banking Services. Tasmanian Banking Services is the name of the joint venture company which is owned by Tasmanian Perpetual Trustees and Bendigo and Adelaide Bank Limited. Tasmanian Banking Services provides Bendigo and Adelaide Bank Limited products and services in Tasmania.

Through Tasmanian Banking Services, Tasmanian Perpetual Trustees has the capacity to assist you with:

• Development finance
• Lease and equipment finance
• Overdraft facilities and trading accounts
• Card, cheque and other transaction facilities
• General banking services

You can gain access to these facilities easily and cost-effectively through our Business Banking Solutions Package - saving you time and money.

With our newly developed streamlined processes, you are only required to complete one lending application and set of financial details, and only need to obtain one valuation when establishing joint lending facilities. You will also benefit from only having to pay one establishment fee.

Your Loan Application

The Tasmanian Perpetual Trustees lending team consists of highly experienced, professional staff who will work with you to develop a lending package that best suits your needs. They will assist you with your loan application if required.

If you would like to discuss your financing requirements, simply contact any of our lending managers by calling your local Tasmanian Perpetual Trustees office.

Contact us

• Download Rural and Commercial Lending Brochure
• Lending Fee Schedule as at 15.05.08

Check out our Current Lending Rates